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Complete coverage catalog
Find coverage that fits your life.
Compare the kinds of protection available, learn which enrollment pathways may apply, and request help understanding your choices. This catalog is educational: listing a product does not mean that Verity offers, quotes, or enrolls in it.
Medicare · program
Federal health coverage and private Medicare plan choices.
Medicare Advantage/Part D elections, Original Medicare enrollment, and Medigap rights have distinct timing and eligibility rules.
Potential enrollment pathways
- Initial enrollment (where applicable)
- Annual/open enrollment period
- Qualifying special enrollment
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Original Medicare (Parts A & B)
- Medicare Advantage (MA, MAPD, HMO, PPO, PFFS, MSA)
- Special Needs Plans (D-SNP, C-SNP, I-SNP)
- Part D prescription drug plans
- Medicare Supplement / Medigap
- PACE and Medicare Cost plans where available
- Employer retiree Medicare plans
ACA Marketplace · insurance
ACA-compliant individual and family major-medical coverage.
Subsidies, coverage tiers, and open-enrollment windows vary by Exchange, plan year and applicant.
Potential enrollment pathways
- Annual/open enrollment period
- Qualifying special enrollment
- Renewal or reenrollment
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Bronze, Silver, Gold and Platinum tiers
- Catastrophic plans where eligible
- On-exchange individual and family coverage
Potential financial assistance, not insurance products
- Advance premium tax credits (APTC) where eligible
- Cost-sharing reductions (CSR) for eligible Silver plans
Eligibility and savings are determined by the appropriate Marketplace; they are not separate policies.
Private & Group Health · insurance
Off-exchange medical and employer-sponsored health options.
Short-term and limited-benefit plans are not equivalent to ACA-compliant comprehensive major medical.
Potential enrollment pathways
- Annual/open enrollment period
- Qualifying special enrollment
- Employer/new-hire/benefits enrollment
- Renewal or reenrollment
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Off-exchange ACA-compliant major medical
- Individual and family medical
- Employer group, small-group, fully insured and self-funded
- Level-funded plans
- HSA-eligible plans
- Student health plans
- Short-term limited-duration medical where lawful
- COBRA and state continuation
Medicaid, CHIP & Public Programs · program
Eligibility and referrals for publicly administered health and assistance programs.
Some entries are government benefit programs rather than insurance products sold through Verity.
Potential enrollment pathways
- Year-round application, subject to eligibility
- Initial enrollment (where applicable)
- Qualifying special enrollment
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Medicaid and Medicaid expansion
- Children's Health Insurance Program (CHIP)
- Dual Medicare-Medicaid eligibility
- Medicare Savings Programs
- Part D Extra Help
- TRICARE and CHAMPVA
- VA health benefits
- Basic Health Program where available
- Social Security Disability Insurance (SSDI) — federal disability insurance for eligible workers
- Supplemental Security Income (SSI) — means-tested federal assistance, not insurance
Life Insurance · insurance
Protection and estate, family and business planning coverage.
Underwriting, product approval, suitability, replacements and state insurance licensing must be evaluated per product.
Potential enrollment pathways
- Underwritten application
- Simplified-issue application
- Guaranteed-issue application (where eligible)
- Employer/new-hire/benefits enrollment
- Conversion or portability (where supported)
- Authorized agent or broker assistance
Coverage options
- Level, decreasing, renewable and return-of-premium term
- Whole life and limited-pay whole life
- Universal and guaranteed universal life
- Indexed universal life (IUL)
- Variable life and variable universal life (VUL)
- Final expense, simplified issue and guaranteed issue
- Joint, survivorship, children's and group life
- Key-person, buy-sell and credit life
AD&D & Accident · insurance
Accidental death, dismemberment and specific accident-related benefits.
AD&D generally does not cover deaths caused by ordinary illness and is not a replacement for comprehensive life insurance.
Potential enrollment pathways
- Employer/new-hire/benefits enrollment
- Underwritten application
- Guaranteed-issue application (where eligible)
- Authorized agent or broker assistance
Coverage options
- Standalone and group AD&D
- Voluntary, supplemental and family AD&D
- Business travel accident
- Accidental death rider
- Accident indemnity and medical-expense coverage
- Fracture, dislocation, burn and ambulance benefits
Critical Illness & Supplemental · insurance
Fixed-benefit and diagnosis-related financial protection.
Fixed indemnity and other limited-benefit policies are not substitutes for comprehensive health insurance.
Potential enrollment pathways
- Employer/new-hire/benefits enrollment
- Underwritten application
- Guaranteed-issue application (where eligible)
- Simplified-issue application
- Authorized agent or broker assistance
Coverage options
- Critical illness
- Cancer and specified disease
- Hospital indemnity, admission, ICU and confinement
- Gap and fixed indemnity
- Supplemental medical and voluntary benefits
Disability & Long-Term Care · insurance
Income protection and extended-care expenses.
Definitions of disability, elimination periods, benefit periods, care triggers, exclusions and riders vary.
Potential enrollment pathways
- Underwritten application
- Employer/new-hire/benefits enrollment
- Simplified-issue application
- Authorized agent or broker assistance
Coverage options
- Short-term disability (STD)
- Long-term disability (LTD)
- Individual and group disability income
- Business overhead expense disability
- Traditional long-term care insurance
- Hybrid life/LTC and chronic illness riders
Dental, Vision & Hearing · insurance
Ancillary health benefits offered separately or with broader coverage.
Networks, waiting periods, maximums and frequency limits must be confirmed from current plan evidence.
Potential enrollment pathways
- Annual/open enrollment period
- Qualifying special enrollment
- Employer/new-hire/benefits enrollment
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Dental PPO, DHMO, indemnity, orthodontic
- Vision exams, frames, lenses and contacts
- Hearing examinations and hearing aids
- Individual, family and employer ancillary benefits
Employer & Voluntary Benefits · insurance
Workplace coverage and voluntary election programs.
Plan sponsor, employee eligibility, waiting periods and employer administration govern elections.
Potential enrollment pathways
- Employer/new-hire/benefits enrollment
- Qualifying special enrollment
- Conversion or portability (where supported)
- Renewal or reenrollment
- Authorized agent or broker assistance
Coverage options
- Group major medical
- Basic and supplemental group life
- Group AD&D
- STD and LTD
- Accident, critical illness and hospital indemnity
- Dental, vision and dependent benefits
- COBRA, continuation and portability
- Workers' compensation insurance where applicable
Retirement & Annuities · insurance
Insurance-based retirement accumulation or income contracts.
Financial-product suitability, best-interest obligations, registration and licensing may apply.
Potential enrollment pathways
- Underwritten application
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Fixed annuities
- Fixed indexed annuities
- Variable annuities
- Immediate and deferred income annuities
- Qualified longevity annuity contracts
Travel & International · insurance
Medical risks related to temporary or international travel.
Territory, trip dates, eligibility, exclusions, pre-existing conditions and coverage limits require product-specific review.
Potential enrollment pathways
- Underwritten application
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Travel medical
- Emergency evacuation and repatriation
- Visitor medical
- Expatriate and international major medical
- Trip cancellation and interruption
Property, Casualty & Specialty · insurance
Personal and business non-health coverage.
These lines require separate carrier integrations, coverage forms and applicable producer authorities.
Potential enrollment pathways
- Underwritten application
- Renewal or reenrollment
- Carrier/program-direct enrollment
- Authorized agent or broker assistance
Coverage options
- Auto
- Homeowners and renters
- Umbrella and personal liability
- Commercial property and general liability
- Business owners policies
- Cyber and professional liability
- Pet accident and illness
Related Non-Insurance Options · non insurance
Adjacent programs shown only with clear classification.
These are not interchangeable with an insurance policy; do not label them as insurance or present them as enrollable insurer products.
Potential enrollment pathways
- Year-round application, subject to eligibility
- Employer/new-hire/benefits enrollment
- Carrier/program-direct enrollment
Coverage options
- Direct primary care membership
- Health care sharing ministry arrangements
- Prescription discount programs
- Health Savings Accounts (HSA)
- Non-insurance employee assistance services
Detailed educational guides
Understand insurance choices before applying.
Guides explain common tradeoffs; they are not confirmation of Verity's carrier appointments or live plan availability.
Health coverage
Medicare
Understand Original Medicare, Medicare Advantage, Part D and Medicare Supplement coverage, including enrollment timing and plan tradeoffs.
Explore guide Health coverageHealth insurance
Understand ACA Marketplace, off-exchange private major medical, Medicaid and CHIP options for individuals and families.
Explore guide Life and protectionLife insurance
Explore term, whole, universal and final expense life insurance, with plain-language underwriting and beneficiary questions.
Explore guide Life and protectionSupplemental coverage
Understand accident, critical illness, hospital indemnity, disability, long-term care and other supplemental protections.
Explore guide Everyday careDental, vision & hearing
Compare dental, vision and hearing coverage using networks, allowances, waiting periods and annual benefit limits.
Explore guide Businesses and teamsBusiness benefits
Explore employer-sponsored medical, life, disability, voluntary benefits and individual coverage reimbursement arrangements.
Explore guide Long-term planningRetirement & annuities
Understand annuity structures, retirement-income choices, surrender provisions and other long-term protection questions.
Explore guide Additional protectionProperty, travel & specialty
Explore travel, home, auto, umbrella and other specialty insurance questions with clear lines between insurance and referrals.
Explore guideFind the right next step.
Availability, state licensing, eligibility, enrollment periods, benefit details and carrier approvals must be confirmed. Do not send Social Security numbers, medical records, or other highly sensitive information through the public form.
For source-backed plan records previously ingested (which may be outdated or unavailable), use the Plan Explorer to check the displayed source evidence. For other products, request information; a quote or enrollment is not guaranteed.