Businesses and teams

Employer and group benefits, without the confusion.

Group benefits decisions involve employees, eligibility classes, contribution strategy, plan administration and recurring lifecycle work.

Educational information only. A coverage request is not an application or offer of insurance. Availability varies by state, license and carrier appointment.

Understand the choices

Which options should you review?

Product terms and eligibility vary. These examples describe common categories, not a quote or confirmation of Verity availability.

Coverage option

Employer medical and dental

Review group eligibility, enrollment, contributions, networks and effective dates.

Coverage option

Voluntary and ancillary benefits

Consider life, disability, accident and other employee-paid or employer-supported offerings.

Coverage option

ICHRA and related arrangements

Evaluate reimbursement-model eligibility, notice requirements and coordination with individual coverage.

Choose with confidence

What deserves a closer look?

Review the actual policy, plan or official benefits documentation before making an enrollment or purchase decision.

  • Employer and employee eligibility, contribution and cost sharing
  • Carrier participation and jurisdiction-specific rules
  • New-hire, qualifying-event and annual open enrollment workflows
  • Payroll, benefit administration, documentation and renewal support
Frequently asked questions

Clear answers, realistic expectations.

Can a small business offer benefits?

Many structures may be available, depending on group size, location, contribution policy and carrier requirements.

Is an ICHRA the same as group health insurance?

No. An ICHRA is a defined arrangement for reimbursing qualifying individual coverage and expenses subject to applicable rules.

Can employees enroll at any time?

Group eligibility, new-hire windows, annual enrollment and qualifying events govern timing.

Employer offerings require plan documents, eligibility configuration and often specialist legal, tax or benefits guidance.

Next step

Get help with business benefits.

Share your state and what you are trying to understand. You do not need to upload sensitive records or medical information to start.

Ask a coverage question