Dental insurance
Consider preventive care, basic and major services, waiting periods, annual maximums and provider access.
Everyday care
Dental, vision and hearing coverage, without the confusion.
Look beyond the advertised monthly price: routine services, major procedures, network discounts, annual maximums and devices are often treated differently.
Educational information only. A coverage request is not an application or offer of insurance. Availability varies by state, license and carrier appointment.
Understand the choices
Which options should you review?
Product terms and eligibility vary. These examples describe common categories, not a quote or confirmation of Verity availability.
Vision and hearing plans
Review exam coverage, frames or lenses, contact allowances, hearing tests and hearing aid benefits.
Discount programs
Discount memberships are not insurance; savings depend on participating providers and program terms.
Choose with confidence
What deserves a closer look?
Review the actual policy, plan or official benefits documentation before making an enrollment or purchase decision.
- Preferred dentists, optometrists, audiologists and networks
- Deductibles, annual maximums and service frequency limits
- Waiting periods, exclusions and device allowances
- Insurance coverage versus a non-insurance discount program
Frequently asked questions
Clear answers, realistic expectations.
Does a dental plan cover major work right away?
Not always. Some plans include waiting periods, graded benefits or annual limits for major services.
Are dental discount programs insurance?
No. A discount program offers contractual discounts rather than an insurance benefit and must be labeled separately.
Can I keep my current dentist or eye doctor?
Verify participation for the exact product before choosing; network listings may change.
Separate insured benefits from non-insurance membership or discount programs in every comparison.
Next step
Ask a coverage question Get help with dental, vision & hearing.
Share your state and what you are trying to understand. You do not need to upload sensitive records or medical information to start.